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Haden Claims Services (Miami, FL )
| Ad Type: | Wanted | |
| Posted: | 2022-03-29, 08:43PM | |
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We Help Clients All Over The United States. HOW CAN WE HELP YOU TODAY? Brian HadenFounder and PresidentMr. Haden began his insurance carrier in 1998 as a staff adjuster with State Farm Insurance and continued with Liberty Mutual, before becoming an independent adjuster, consultant and then a public adjuster. Mr. Haden has participated in nearly 3,000 appraisals as either the appraiser or umpire. Mr. Haden has personally handled claims with loss values in excess of $67 million dollars. Mr. Haden has also been accepted in both federal and state courts as an expert witness. Mr. Haden’s vast experience in the expert field brings a legal and investigative skill set that is unlike most adjusters. Mr. Haden has personally handled over $150 million dollars worth of insurance appraisals. Prior to Mr. Haden staring his career with insurance claims, he served his community as a fire fighter/emt with specialized training in wild land fire fighting, high angle rescue, swift water rescue, and confined space rescue. Multi-family residences normally involve more complex estimates than a single residence home. Whether or not these dwellings have a homeowners’ policy they must still be built to commercial code. This brings into affect additional state statutes and building codes that would not typically be considered in a standard homeowners claim. After a large catastrophe, insurance companies are forced to utilize what are known as independent adjusters. Because these adjusters travel from across the country to help, many of them are not aware of local building codes and even some state regulations. Often times, this results in an initial estimate that is not fully adequate to repair your property. This can also delay the initial estimate being produced, causing additional hardships.Also needing to be considered is the fact that each unit may have varying appliances, flooring, cabinetry and furniture. All must be accounted for in order to correctly detail an estimate. This fact is typically overlooked by rushed or careless adjusters and may cost the insured thousands of dollars out of their own pocket. At HCS, we pride ourselves on our ability to handle and resolve large, complex commercial claims. Due to regulations, all personal (homeowners and dwelling) policies are fairly similar in the language they use; meaning that they are resolved in more or less the same manner.Even though there are “standard” policies in the commercial area, carriers are much freer to change these policies – to add, remove, or enhance the coverage’s contained in the policies. Due to the diverse nature and requirements of one business to another it is understandable that they would require policies specific to their needs.For this reason, insurance companies may also choose to utilize a “manuscript policy.” Typically, a manuscript policy is written for a “one-of-a-kind” risk that requires specialized coverage or provisions. HCS has confidently guided some of the most prestigious companies throughout the Southeast and helped them achieve the most accurate and fair settlements. Earthquake Fire Flood Hail Hurricane Tornado Appraisals Umpire Services Expert Witness 434-294-4229 [email protected] https://www.hadenclaims.com/
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